About Me


Some would say it’s not the smartest idea to listen to someone who is in the same situation as you, but I would disagree. Others who are like you share similar experiences and connect to you on a level more than someone who is not. That’s what I believe.

Hi, my name is Todd, I’m in debt and I have been flat broke. I’ve always been told the first step on the road to debt recovery is acceptance. You have to accept that somehow you ended up in the situation you are in. Whether it was your fault or not, its okay. You don’t have to stay in that position forever. With the help of others who are in your same situation, getting out of debt can become easier.

That’s why I started this blog. I did this to help bring people together as a support system so that we could all achieve our goal of becoming debt free.

Right now you’re probably wondering who am I and how can I help you become debt free. Well, I’m just a regular guy with some irregular experiences. I’m a graduate of Middle Tennessee State University where I received a Masters in Business Education and the University of Tennessee – Knoxville where I received a Bachelors in Communication. I played college football, I joined the military, I worked side hustle jobs, I was the police, and even had (and still have) an office job. My life has seen some things and has been in some pretty interesting money situations. That’s why I’m here today. I’m here to help, I’m here for you.

I hope that this site gives you the strength you need to run the road of financial freedom. Don’t worry, I will be here for you. I will always listen and always give feedback. Feel Free to reach out to me. Until then, keep your eyes on the prize and hands out of my pockets!